Terms of Service

Last updated: February 22, 2026

1. Acceptance of Terms

By subscribing to or using Microcap Alerts ("the Service"), you agree to these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

Microcap Alerts is an automated SEC 8-K filing monitoring and analysis service. We use artificial intelligence to scan public filings from the SEC EDGAR database and deliver email alerts about potentially significant events affecting micro-cap companies ($10M–$300M market capitalization).

3. Not Financial Advice

The Service is for informational purposes only and does not constitute financial advice, investment advice, trading advice, or any other form of professional advice. You should not make any investment decisions based solely on alerts from this Service. Always consult with a qualified financial advisor before making investment decisions. We are not registered as a broker-dealer, investment advisor, or in any similar capacity with any regulatory authority.

4. No Guarantee of Accuracy

Our AI analysis is automated and may contain errors, miss relevant information, or misinterpret filing content. We make no warranty regarding the accuracy, completeness, or timeliness of alerts. SEC filings are public documents and our analysis represents one interpretation of their content.

5. Subscription & Billing

• All plans include a 14-day free trial
• After the trial, your chosen plan (monthly or annual) will be billed automatically through Stripe
• You may cancel your subscription at any time through the Stripe customer portal
• Refunds are handled on a case-by-case basis; contact us at info@microcapalerts.org

6. Service Tiers

• Starter — Watchlist-based alerts (up to 25 tickers), high and critical severity only
• Pro — All micro-cap companies, all severity levels, unlimited watchlist

7. Acceptable Use

You agree not to:

• Resell, redistribute, or publicly republish alert content without permission
• Use automated systems to scrape or bulk-download alerts
• Attempt to circumvent subscription tier limitations
• Use the Service for any unlawful purpose

8. Limitation of Liability

To the maximum extent permitted by law, Microcap Alerts shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, or other intangible losses resulting from your use of the Service, including but not limited to investment losses.

9. Service Availability

We strive for high availability but do not guarantee uninterrupted service. The SEC EDGAR system, email delivery, and AI analysis components may experience downtime. We are not responsible for delays caused by third-party systems.

10. Modifications

We reserve the right to modify these terms at any time. Material changes will be communicated via email to active subscribers. Continued use of the Service after changes constitutes acceptance of the updated terms.

11. Termination

We reserve the right to terminate or suspend your access to the Service at our discretion, including for violation of these terms. You may terminate your subscription at any time.

12. Contact

For questions about these terms, contact us at info@microcapalerts.org.

Microcap Alerts
Albany, NY