Filing Analysis
The Cato Corporation issued an 8-K to announce its financial results for the second quarter ending August 1, 2026. This is a routine earnings announcement filing.
📋 Key Facts
- Reporting period: Second quarter ending August 1, 2026.
- Report date: August 20, 2026.
- Filing date: August 25, 2026.
- The filing incorporates a press release as Exhibit 99.1.
The Cato Corporation reported its first quarter financial results for the period ending May 2, 2026, and announced the voting results from its Annual Meeting held on May 21, 2026.
📋 Key Facts
- The company issued a press release on May 21, 2026, regarding Q1 financial results.
- Shareholders elected Dr. Pamela L Davies, Thomas B. Henson, and Bryan F. Kennedy III to the Board of Directors.
- Executive compensation was approved on an advisory basis with 24,699,118 votes in favor.
- PricewaterhouseCoopers LLP was ratified as the independent registered public accounting firm for the fiscal year ending January 30, 2027.
The Company filed an 8-K/A to amend a previous press release regarding Q4 2025 financial results. The amendment corrects a typographical error where the balance sheet date was misidentified as November 1, 2025, instead of the correct date of January 31, 2026.
📋 Key Facts
- Filing date: March 25, 2026
- The filing is an amendment (8-K/A) to a report filed on March 23, 2026
- The correction pertains to Exhibit 99.1 (Press Release)
- The balance sheet date was corrected from November 1, 2025, to January 31, 2026
The Cato Corporation reported its financial results for the fourth quarter ended January 31, 2026. The filing serves as a formal disclosure of the company's quarterly performance via an attached press release.
📋 Key Facts
- Event date: March 19, 2026
- Fiscal period: Fourth quarter ended January 31, 2026
- Item 2.02: Results of Operations and Financial Condition reported
- Signatories: John P. D. Cato (CEO) and Charles D. Knight (CFO)
The Cato Corporation filed an 8-K to announce its third quarter financial results for the period ending November 1, 2025. The filing serves as a formal notification of the issuance of a press release containing the company's latest operational and financial performance data.
📋 Key Facts
- Reporting date of event: November 20, 2025
- Filing date: November 24, 2025
- Quarterly period ended: November 1, 2025
- The filing incorporates a press release as Exhibit 99.1 regarding financial results.
The Cato Corporation filed an 8-K to announce its financial results for the second quarter ending August 2, 2025. The filing serves as a formal notification that a press release containing these results was issued on August 21, 2025.
📋 Key Facts
- Reporting period: Second Quarter ending August 2, 2025.
- Press release date: August 21, 2025.
- Filing date: August 26, 2025.
- The filing incorporates Exhibit 99.1 (the press release) by reference.
The Cato Corporation announced its Q1 2025 financial results and the outcomes of its Annual Meeting held on May 22, 2025. The meeting resulted in the election of two directors and approval of shareholder proposals regarding the Employee Stock Purchase Plan and the appointment of PwC as independent auditors.
📋 Key Facts
- Reported Q1 financial results for the period ending May 3, 2025 (via Exhibit 99.1).
- Theresa J. Drew and D. Harding Stowe were elected to the Board of Directors with terms expiring in 2028.
- Shareholders approved the amendment and restatement of the 2013 Employee Stock Purchase Plan.
- PricewaterhouseCoopers LLP (PwC) was ratified as the independent registered public accounting firm for the fiscal year ending January 31, 2026.
The Cato Corporation filed an 8-K to announce its financial results for the fourth quarter and full fiscal year ending February 1, 2025. The filing serves as a formal notice of the earnings release issued on March 20, 2025.
📋 Key Facts
- Reporting period: Fourth quarter and full year ending February 1, 2025.
- Report date: March 20, 2025.
- Filing date: March 24, 2025.
- The filing incorporates a press release as Exhibit 99.1.
The Cato Corporation entered into a new $35 million asset-based revolving credit facility (ABL Facility) with Wells Fargo Bank, National Association. This agreement replaces the company's previous credit agreement and is secured by accounts receivable and inventory.
🚩 Red Flags
- Asset-based lending (ABL) structures are often utilized by companies needing to manage liquidity closely.
- Cash dominion triggers: The lender can take control of cash deposits if availability drops below certain levels, a significant loss of operational control.
- Restrictive covenants: Limits the company's ability to incur debt, pay dividends, or make acquisitions without meeting specific conditions.
📋 Key Facts
- Entered into an ABL Credit Agreement on March 13, 2025.
- Lender: Wells Fargo Bank, National Association.
- Facility amount: Up to $35 million, with a $15 million uncommitted accordion feature (totaling up to $50 million).
- Maturity date: March 13, 2028.
- Collateral: 90% of eligible credit card receivables and 90% of net recovery percentage of eligible inventory.
- Interest rates: Base rate + 50 bps or SOFR + 160 bps (including margin).
- Includes 'Cash Dominion' provisions if excess availability falls below specific thresholds ($10M - $15M range) or in the event of default.
The Cato Corporation announced its third quarter financial results and simultaneously declared a suspension of its quarterly dividend. This dual announcement indicates significant shifts in both operational performance and capital allocation strategy.
🚩 Red Flags
- Suspension of quarterly dividend (typically indicates cash flow constraints or a need to preserve capital).
- Simultaneous announcement of earnings and dividend suspension often signals underlying financial distress.
📋 Key Facts
- Report date: November 21, 2024
- Reporting period: Third quarter ending November 2, 2024
- The company has officially decided to suspend its quarterly dividend.
- Financial results for Q3 were released via press release on November 21, 2024.
The Cato Corporation filed an 8-K to announce its financial results for the second quarter ended August 3, 2024. The filing serves as a formal notification of the press release containing the company's quarterly performance metrics.
📋 Key Facts
- Report date: August 22, 2024
- Reporting period: Second Quarter ending August 3, 2024
- The filing incorporates a press release as Exhibit 99.1 regarding financial results.
This is an amendment to a previous 8-K filing intended to correct clerical errors regarding director election terms. The filing also reports the results of the company's Annual Meeting held on May 23, 2024.
🚩 Red Flags
- Amendment filed to correct misidentification of directors and term lengths in the previous filing (clerical error).
📋 Key Facts
- Annual Meeting held on May 23, 2024.
- John P. D. Cato and Bailey W. Patrick were elected to the Board of Directors for terms expiring in 2027.
- PricewaterhouseCoopers LLP was ratified as the independent registered public accounting firm for the fiscal year ending February 1, 2025.
- The filing (8-K/A) corrects a clerical error from the original report regarding director terms.
The Cato Corporation filed an 8-K to report its first quarter financial results for the period ending May 4, 2024, and to disclose the outcomes of its Annual Meeting held on May 23, 2024.
📋 Key Facts
- Reported Q1 financial results via press release (Exhibit 99.1).
- Three nominees—Dr. Pamela L. Davies, Thomas B. Henson, and Bryan F. Kennedy—were elected to the Board of Directors for terms expiring in 2026.
- Shareholders approved the ratification of PricewaterhouseCoopers LLP as the independent registered public accounting firm for the fiscal year ending February 1, 2025.
- Voting results for director elections showed significant support with millions of votes cast.
The Cato Corporation filed an 8-K to announce its financial results for the fourth quarter ended February 3, 2024. The filing serves as a formal notice of the release of quarterly earnings via press release.
📋 Key Facts
- Reporting period: Fourth quarter ending February 3, 2024.
- Report date of event: March 21, 2024.
- Filing date: March 25, 2024.
- The filing incorporates a press release as Exhibit 99.1 containing the detailed financial results.