Filing Analysis
C&F Financial Corporation announced a cash dividend declaration by its board of directors. The dividend is scheduled to be payable on October 1, 2026.
📋 Key Facts
- Board of directors declared a cash dividend.
- Dividend payable date: October 1, 2026.
- Announcement made via news release on August 19, 2026.
C&F Financial Corporation published an investor presentation on its website to be used in meetings with investors during the third quarter of 2026. The filing is a standard Regulation FD disclosure providing access to supplemental investor materials.
📋 Key Facts
- Published an investor presentation on July 23, 2026.
- The presentation will be used in meetings with investors throughout Q3 2026.
- Presentation is available on the company's investor relations website (investor.cffc.com).
C & F Financial Corporation has filed an 8-K to announce its financial results for the three and six months ended June 30, 2026. The filing serves as a formal announcement of quarterly earnings via a news release.
📋 Key Facts
- Reporting period: Three and six months ended June 30, 2026.
- Filing date: July 23, 2026.
- The company issued a news release (Exhibit 99.1) containing the financial results.
C&F Financial Corporation announced the retirement of S. Dustin Crone, President and CEO of C&F Finance Company. A transition plan is in place where Shawn Moore will become President on June 30, 2026, while Mr. Crone remains CEO until December 31, 2026.
📋 Key Facts
- S. Dustin Crone will retire from C&F Finance Company effective December 31, 2026.
- Shawn Moore, current EVP and Chief Credit Officer, will assume the role of President of C&F Finance effective June 30, 2026.
- Mr. Crone's transition salary is set at an annual base of $341,000.
- The Board approved an amendment to the Non-Qualified Deferred Compensation Plan to allow multiple discretionary SERP contributions per year.
- An additional SERP contribution of $100,000 was approved for Thomas F. Cherry (CEO of the Corporation and Bank) for retention purposes.
C&F Financial Corporation announced that its Board of Directors has declared a cash dividend payable on July 1, 2026.
📋 Key Facts
- On May 20, 2026, C&F Financial Corporation announced a cash dividend.
- The dividend is payable on July 1, 2026.
- The announcement was made via a news release attached as Exhibit 99.1.
C&F Financial Corporation announced the sale of its membership interest in Bearing Insurance Group, LLC and a concurrent $72.6 million restructuring of its securities portfolio. The company expects an $8.3 million gain from the sale and a $7.1 million loss from the portfolio restructuring, resulting in a net positive impact on tangible book value.
🚩 Red Flags
- Realization of a significant $7.1 million pre-tax loss on the sale of securities.
- Large-scale turnover of the securities portfolio (14.7%) indicating previous yield underperformance.
📋 Key Facts
- Completed sale of Bearing Insurance Group, LLC effective May 1, 2026, for an estimated pre-tax gain of $8.3 million.
- Restructured $72.6 million in book value of available-for-sale (AFS) securities, representing 14.7% of the total portfolio.
- Sold securities with a weighted average yield of 1.40% and purchased $67.8 million in new securities with a yield of 4.70%.
- Estimated pre-tax loss of $7.1 million on the portfolio restructuring to be recognized in Q2 2026.
- The portfolio restructuring is expected to improve annualized EPS by $0.51 and net interest margin by 9 basis points.
- Tangible book value per share is expected to increase by approximately $1.90 after taxes due to the insurance unit sale.
C&F Financial Corporation published an updated investor presentation on April 30, 2026, for use in upcoming investor meetings during the second quarter of 2026.
📋 Key Facts
- The company filed Item 7.01 Regulation FD Disclosure on April 30, 2026.
- An investor presentation was attached as Exhibit 99.1 and incorporated by reference.
- The presentation is intended for use in meetings with investors throughout the second quarter of 2026.
- The information is furnished and not deemed 'filed' under Section 18 of the Exchange Act.
C & F Financial Corporation announced its financial results for the first quarter ended March 31, 2026. The announcement was made via a press release issued on April 23, 2026, and filed under Item 2.02.
📋 Key Facts
- The filing reports financial results for the quarter ended March 31, 2026.
- The news release was issued on April 23, 2026.
- The report was filed under Item 2.02 (Results of Operations and Financial Condition).
- Jason E. Long, CFO and Secretary, signed the filing.
C&F Financial Corporation reported the results of its Annual Meeting of Shareholders held on April 21, 2026. Shareholders elected five Class III directors, approved executive compensation on an advisory basis, and ratified the appointment of the company's independent auditor.
📋 Key Facts
- The Annual Meeting was held on April 21, 2026, with a quorum of 2,687,415 shares present.
- Five Class III directors (Dr. Julie R. Agnew, J. P. Causey Jr., Thomas F. Cherry, Dr. David H. Downs, and George R. Sisson III) were elected to serve until 2029.
- Executive compensation was approved with 2,044,164 votes 'For' and 14,692 votes 'Against'.
- Yount, Hyde & Barbour, P.C. was ratified as the independent registered public accountant for the fiscal year ending December 31, 2026, with 2,641,796 votes 'For'.
C&F Financial Corporation announced that its Board of Directors has declared a cash dividend to be paid on April 1, 2026. The disclosure was made via a news release on February 25, 2026, and filed under Regulation FD.
📋 Key Facts
- Board of Directors declared a cash dividend on February 25, 2026
- The dividend is scheduled for payment on April 1, 2026
- The announcement was disclosed under Item 7.01 (Regulation FD Disclosure)
- The news release is included as Exhibit 99.1
C&F Financial Corporation has filed an 8-K to announce its financial results for the fiscal year ended December 31, 2025. The filing serves as a formal announcement of the company's annual earnings release.
📋 Key Facts
- The report was filed on January 27, 2026.
- The filing pertains to the financial results for the year ended December 31, 2025.
- A news release containing the detailed results is attached as Exhibit 99.1.
C&F Financial Corporation announced the appointment of Dr. David H. Downs to its Board of Directors, effective February 24, 2026.
📋 Key Facts
- Dr. David H. Downs appointed as a director effective February 24, 2026.
- The term is until the annual meeting of shareholders in April 2026.
- He will stand for election as a Class III director at the upcoming annual meeting.
- Compensation will be consistent with other non-employee directors.
C&F Financial Corporation has authorized a new share repurchase program for the 2026 fiscal year. The program allows for the repurchase of up to $5.0 million in common stock between January 1, 2026, and December 31, 2026.
📋 Key Facts
- Board authorized a share repurchase program effective from January 1, 2026, through December 31, 2026.
- The total authorization amount is up to $5.0 million of the Corporation's common stock.
- Repurchases may occur via privately negotiated transactions or open market transactions (including Rule 10b-18/10b5-1 plans).
- The previous share repurchase program expires on December 31, 2025.
C&F Financial Corporation announced a cash dividend declaration via a news release on November 19, 2025. The dividend is scheduled to be payable on January 1, 2026.
📋 Key Facts
- Board of Directors declared a cash dividend.
- Dividend payment date: January 1, 2026.
- The announcement was made via news release under Item 7.01 (Regulation FD Disclosure).
C&F Financial Corporation has filed an 8-K to announce its financial results for the three and nine months ended September 30, 2025. The filing serves as a formal notification of the release of quarterly earnings data.
📋 Key Facts
- Report date: October 23, 2025
- Reporting period: Three and nine months ended September 30, 2025
- The company issued a news release (Exhibit 99.1) containing the financial results.
- Ticker symbol: CFFI (NASDAQ)
C&F Financial Corporation announced a board declaration for a cash dividend to be paid on October 1, 2025. The announcement was made via a news release under Regulation FD disclosure.
📋 Key Facts
- Board of Directors declared a cash dividend.
- Dividend payable date: October 1, 2025.
- Announcement date: August 20, 2025.
C&F Financial Corporation released its quarterly financial results for the three and six months ended June 30, 2025. The company also published an updated investor presentation to be used in upcoming management meetings.
📋 Key Facts
- Announced financial results for the periods ending June 30, 2025 (three and six months).
- Published a new investor presentation on July 24, 2025.
- Management intends to use the updated presentation in meetings with investors during Q3 2025.
C&F Financial Corporation filed an amendment to its previous 8-K to report the adoption of a shareholder-recommended frequency for advisory votes on executive compensation. The Board has adopted a '1 Year' frequency for these votes, effective until at least the 2031 annual meeting.
📋 Key Facts
- The filing is an Amendment (Form 8-K/A) to an Original 8-K filed on April 16, 2025.
- Shareholders recommended a '1 Year' frequency for advisory votes regarding named executive officer compensation at the Annual Meeting held on April 15, 2025.
- The Board of Directors officially adopted the '1 Year' frequency on June 17, 2025.
- This policy will remain in effect until the next scheduled advisory vote, anticipated no later than the 2031 annual meeting.
C&F Financial Corporation issued $40.0 million in 7.50% fixed-to-floating rate subordinated notes due 2035 to refinance existing debt and fund growth. The issuance is structured to qualify as Tier 2 regulatory capital.
🚩 Red Flags
- Increased cost of debt: The new notes carry a 7.50% initial coupon, significantly higher than the 4.875% rate on the repurchased 2030 Notes.
- Floating rate risk: Post-2030 interest rates are tied to SOFR, exposing the company to interest rate volatility.
📋 Key Facts
- Issued $40.0 million in aggregate principal amount of 7.50% fixed-to-floating rate subordinated notes due June 30, 2035.
- Interest rate is 7.50% from Dec 30, 2025, to June 30, 2030; thereafter resets to 3-month SOFR + 388.5 bps.
- Notes are unsecured, subordinated, and non-convertible.
- Proceeds intended for refinancing existing debt and general corporate purposes/growth.
- Simultaneously repurchased $20.0 million of 4.875% subordinated notes due 2030 at 100% of principal plus accrued interest.
C&F Financial Corporation announced a cash dividend declaration via a news release on May 21, 2025. The dividend is scheduled to be payable on July 1, 2025.
📋 Key Facts
- Board of directors declared a cash dividend.
- Dividend payment date: July 1, 2025.
- Announcement made via news release under Regulation FD disclosure.
C&F Financial Corporation published an investor presentation on its website to comply with Regulation FD disclosure requirements. The company intends to use this presentation in meetings with investors throughout the second quarter of 2025.
📋 Key Facts
- Investor presentation dated May 1, 2025, was released via the company's website.
- The presentation is intended for use in investor meetings during Q2 2025.
- Information furnished under Item 7.01 is not deemed 'filed' for purposes of Section 18 liability.
C&F Financial Corporation filed an 8-K to announce its financial results for the first quarter ended March 31, 2025. The filing serves as a formal announcement of quarterly earnings via a news release.
📋 Key Facts
- Report date: April 24, 2025
- Reporting period: Three months ended March 31, 2025
- The company issued a news release (Exhibit 99.1) containing the financial results.
- Ticker: CFFI; Exchange: NASDAQ
C&F Financial Corporation held its Annual Meeting of Shareholders on April 15, 2025. The meeting resulted in the successful election of four Class II directors and the ratification of the company's independent auditor.
📋 Key Facts
- Annual Meeting of Shareholders held on April 15, 2025.
- Four Class II directors elected: Audrey D. Holmes, Elizabeth R. Kelley, James T. Napier, and Paul C. Robinson.
- Shareholders approved the compensation of named executive officers (Say-on-Pay) in an advisory vote.
- Shareholders recommended a 1-year frequency for future Say-on-Pay advisory votes.
- Yount, Hyde & Barbour, P.C. was ratified as the independent registered public accountant for fiscal year ending December 31, 2025.
C&F Financial Corporation announced a board declaration of a cash dividend, which is scheduled to be payable on April 1, 2025. The announcement was made via a news release under Regulation FD disclosure.
📋 Key Facts
- Board of Directors declared a cash dividend.
- Dividend payment date: April 1, 2025.
- Announcement made on February 20, 2025.
C&F Financial Corporation filed an 8-K to announce its financial results for the fiscal year ended December 31, 2024. The filing serves as a formal announcement of the company's annual earnings release.
📋 Key Facts
- Report date: January 28, 2025
- Reporting period: Fiscal year ended December 31, 2024
- The filing includes an earnings news release as Exhibit 99.1
- Company is listed on the NASDAQ under ticker CFFI
C&F Financial Corporation has authorized a new share repurchase program of up to $5.0 million, effective January 1, 2025, through December 31, 2025.
📋 Key Facts
- Board authorization for a $5.0 million common stock repurchase program.
- Program effectiveness period: January 1, 2025, to December 31, 2025.
- Repurchases may occur via privately negotiated transactions or open market transactions (including Rule 10b-18/10b5-1 plans).
- Previous share repurchase program expires on December 31, 2024.
C&F Financial Corporation announced the planned retirement of Bryan McKernon, President and CEO of its subsidiary C&F Mortgage, effective December 31, 2024. To ensure continuity, McKernon will transition to Executive Vice Chairman through the end of 2025.
📋 Key Facts
- Bryan McKernon is retiring as President and CEO of C&F Mortgage Corporation on December 31, 2024.
- McKernon will serve as Executive Vice Chairman of the Board of Directors of C&F Mortgage through the end of 2025 to facilitate transition.
- McKernon will maintain his seat on the Board of Directors of Citizens and Farmers Bank.
C&F Financial Corporation announced a cash dividend declaration by its board of directors. The dividend is scheduled to be payable on January 1, 2025.
📋 Key Facts
- Board of Directors declared a cash dividend.
- Dividend payment date: January 1, 2025.
- The announcement was made via news release on November 21, 2024.
C&F Financial Corporation filed an 8-K to announce its financial results for the three and nine months ended September 30, 2024. The filing serves as a formal notification that a news release containing these results has been issued.
📋 Key Facts
- Report date: October 29, 2024
- Reporting period covered: Three and nine months ended September 30, 2024
- The filing includes Exhibit 99.1 (news release) and Exhibit 104 (interactive data file)
C&F Financial Corporation announced a cash dividend declaration by its board of directors. The dividend is scheduled to be payable on October 1, 2024.
📋 Key Facts
- Board of Directors declared a cash dividend.
- Dividend payment date: October 1, 2024.
- Filing includes a news release as Exhibit 99.1 regarding the announcement.
C&F Financial Corporation has released an investor presentation via its website to ensure compliance with Regulation FD. The company intends to use this material in upcoming investor meetings during Q3 2024.
📋 Key Facts
- Published an investor presentation on July 25, 2024.
- The presentation is intended for use in meetings with investors throughout the third quarter of 2024.
- Information was disclosed under Item 7.01 (Regulation FD Disclosure) to ensure fair disclosure.
C&F Financial Corporation filed an 8-K to announce its financial results for the three and six months ended June 30, 2024. The filing serves as a formal announcement of quarterly earnings performance.
📋 Key Facts
- Financial results announced for the three and six months ended June 30, 2024.
- Filing date: July 24, 2024.
- The report includes news release as Exhibit 99.1.
C&F Financial Corporation announced a board declaration of a cash dividend to be paid on July 1, 2024. The announcement was made via a news release under Regulation FD disclosure.
📋 Key Facts
- Board of directors declared a cash dividend.
- Dividend payable date is set for July 1, 2024.
- Announcement made on May 23, 2024.
C&F Financial Corporation filed an 8-K to announce its quarterly financial results for the three months ended March 31, 2024. The filing serves as a formal announcement of the company's recent operational performance and financial condition.
📋 Key Facts
- Report date: April 19, 2024
- Reporting period: Three months ended March 31, 2024
- The filing includes a news release as Exhibit 99.1 regarding financial results.
- Company is listed on the NASDAQ under ticker CFFI.
C&F Financial Corporation held its Annual Meeting of Shareholders on April 16, 2024. All matters presented, including director elections and auditor ratification, were approved by shareholders.
📋 Key Facts
- Annual Meeting of Shareholders held on April 16, 2024.
- Four Class I directors (Larry G. Dillon, C. Elis Olsson, D. Anthony Peay, and Jeffery O. Smith) were elected to terms ending in 2027.
- Shareholders approved the compensation of named executive officers via a non-binding advisory vote.
- Yount, Hyde & Barbour, P.C. was ratified as the independent registered public accountant for the fiscal year ending December 31, 2024.
C&F Financial Corporation announced a cash dividend declaration via a news release. The dividend is scheduled to be payable on April 1, 2024.
📋 Key Facts
- Board of directors declared a cash dividend.
- Dividend payment date: April 1, 2024.
- Announcement made via Regulation FD disclosure on February 22, 2024.
C&F Financial Corporation filed an 8-K to announce its financial results for the fiscal year ended December 31, 2023. The filing serves as a formal notification of the release of earnings data via a news release.
📋 Key Facts
- Report date: January 24, 2024
- Reporting period: Year ended December 31, 2023
- The company issued a news release containing financial results (Exhibit 99.1)
- Ticker: CFFI (NASDAQ)