Filing Analysis
Juniata Valley Financial Corp. filed an 8-K to announce the release of its financial results for the quarter ended June 30, 2026.
📋 Key Facts
- The filing is a standard earnings announcement via press release (Exhibit 99.1).
- Reporting period: Quarter ended June 30, 2026.
- Filing date: July 22, 2026.
Juniata Valley Financial Corp. filed an 8-K to announce the release of its financial results for the quarter ended September 30, 2025.
📋 Key Facts
- The filing is a routine announcement of quarterly earnings (Item 2.02).
- Financial results pertain to the period ending September 30, 2025.
- A press release containing the detailed financial results was attached as Exhibit 99.1.
Juniata Valley Financial Corp. filed an 8-K to announce the release of its financial results for the quarter ended June 30, 2025.
📋 Key Facts
- Reported date: July 23, 2025
- Reporting period: Quarter ended June 30, 2025
- The filing includes a press release (Exhibit 99.1) detailing results of operations and financial condition.
Juniata Valley Financial Corp. held its Annual Meeting of Shareholders on May 20, 2025. The meeting resulted in the election of three Class B directors and a non-binding approval of executive compensation ('say on pay').
📋 Key Facts
- Annual Meeting held on May 20, 2025.
- Shareholders elected Marcie A. Barber and Steven C. Sliver to the Board (Class B directors) to serve until the 2028 Annual Meeting.
- Non-binding 'say on pay' proposal was approved with 2,331,990 votes in favor and 147,560 against.
- The company provided presentation slides used during the meeting as Exhibit 99.1.
Juniata Valley Financial Corp. filed an 8-K to announce the release of its financial results for the fiscal quarter ended March 31, 2025.
📋 Key Facts
- The filing reports on Item 2.02: Results of Operations and Financial Condition.
- Financial results were released via press release (Exhibit 99.1) on April 22, 2025.
- Reporting period covered is the quarter ended March 31, 2025.
Juniata Valley Financial Corp. announced the appointment of John Henry IV to its Board of Directors. His term is scheduled to commence on June 17, 2025.
📋 Key Facts
- John Henry IV appointed as a director on April 15, 2025.
- Term commences at the June 17, 2025 Board of Directors meeting.
- Appointed to the director class with terms expiring at the 2026 annual meeting.
- Mr. Henry is currently the President and CEO of JPH Enterprises, an environmental company with $16 million in revenue.
Juniata Valley Financial Corp. announced that Bradley J. Wagner will not stand for reelection to the Board of Directors at the upcoming Annual Meeting on May 20, 2025. His departure is attributed to expanded professional commitments.
🚩 Red Flags
- Loss of long-term board member (11 years) who chaired two critical committees: Audit and Asset Liability Management.
📋 Key Facts
- Bradley J. Wagner will not seek reelection at the Annual Meeting of Shareholders scheduled for May 20, 2025.
- Mr. Wagner has served as a director for eleven years.
- He currently serves as Chairman of both the Audit and Asset Liability Management Committees.
Juniata Valley Financial Corp. issued an 8-K to announce the release of its financial results for the quarter and fiscal year ended December 31, 2024.
📋 Key Facts
- Reporting period: Quarter and Year Ended December 31, 2024
- Filing date: January 29, 2025
- The filing includes a press release (Exhibit 99.1) detailing the company's financial performance.
Juniata Valley Financial Corp. filed an 8-K to announce the release of its financial results for the quarter and fiscal year ended September 30, 2024.
📋 Key Facts
- Reported financial results for the quarter ended September 30, 2024.
- The filing includes a press release (Exhibit 99.1) detailing the company's operational and financial performance.
- Filed on October 23, 2024.
Juniata Valley Financial Corp. filed an 8-K to announce the release of its financial results for the quarter and year ended June 30, 2024.
📋 Key Facts
- Reported financial results for the quarter ended June 30, 2024.
- Filed on July 23, 2024.
- Includes Exhibit 99.1 containing the press release of earnings.
Juniata Valley Financial Corp. has determined that its previously issued financial statements for the years 2022 and 2023, as well as interim reports for the first three quarters of 2023, are materially misstated and should no longer be relied upon. The error stems from the improper capitalization of $1.6 million in vendor fees that should have been expensed.
🚩 Red Flags
- Material restatement of prior-year financial statements (Item 4.02).
- Identification of a material weakness in internal controls over financial reporting.
- Potential for further errors as the review is not yet fully completed and management cannot provide assurance against other errors.
📋 Key Facts
- The company will restate consolidated financial statements for the years ended December 31, 2022, and December 31, 2023.
- An error was identified regarding the capitalization of $1.6 million in fees related to a core processing vendor contract negotiation in Q4 2022.
- The error resulted in an overstatement of accrued interest receivable, other assets, and total stockholder's equity by $1.3 million.
- The error caused an understatement of professional fees by $1.6 million and an overstatement of net income by $1.3 million for the year 2022.
- Management identified a material weakness in Internal Control Over Financial Reporting (ICFR) as of December 31, 2023.
Juniata Valley Financial Corp. held its Annual Meeting of Shareholders on May 21, 2024. The meeting resulted in the election of three Class A directors and approval of non-binding advisory votes regarding executive compensation.
📋 Key Facts
- Annual Meeting of Shareholders held on May 21, 2024.
- Three Class A directors elected to serve until the 2027 Annual Meeting: Michael A. Buffington, Christina Calkins-Mazur, and Martin L. Dreibelbis.
- Shareholders approved the non-binding 'say on pay' proposal regarding executive compensation (Proposal No. 2).
- Shareholders approved a recommendation for the frequency of future 'say on pay' votes to be every 3 years (Proposal No. 3).
Juniata Valley Financial Corp. held its Annual Meeting of Shareholders on May 21, 2024. The company is providing the presentation slides used during the meeting as an exhibit under Regulation FD.
📋 Key Facts
- Annual Meeting of Shareholders was held on May 21, 2024.
- The filing includes Exhibit 99.1 containing the Annual Meeting presentation slides.
- The report is furnished pursuant to Regulation FD and is not considered 'filed' for any purpose.
Juniata Valley Financial Corp. filed an 8-K to announce the release of its financial results for the first quarter ended March 31, 2024.
📋 Key Facts
- The filing was made on April 24, 2024.
- Reports financial results for the quarter ending March 31, 2024.
- Includes Exhibit 99.1 containing the official press release of earnings.
Juniata Valley Financial Corp. filed an 8-K to announce the release of its financial results for the quarter and fiscal year ended December 31, 2023.
📋 Key Facts
- Reporting period: Quarter and Year ended December 31, 2023
- Filing date: January 26, 2024
- The filing includes a press release (Exhibit 99.1) detailing the results of operations and financial condition.